Our Associates

Brian Adams

Brian Adams is a Registered Representative with Carter, Terry & Company. He graduated with a Bachelor of Arts from the University of Florida and began his career in financial services in Jacksonville, Florida in 1997. Brian joined Carter, Terry & Co. in 2001 and holds FINRA Registrations for Series 7, 31, 63, 65. In addition, he holds both a Life and Health Insurance license.

Reza Bahadori

Reza Bahadori is a Senior Vice-President of Investments and joined Carter, Terry & Co. in 2017. He holds FINRA Registrations for Series 7, 24, 62 and 63.

Bill Baker

Bill Baker is a Registered Representative who joined Carter, Terry & Co. in 2017. He holds FINRA Registrations for Series 7, 24, 63 and 65.

Michael Beecher

Michael Beecher joined Carter, Terry & Co in 2015 and is also an Advisor at Wickham Financial & Insurance Services. He has over 16 years of experience in the industry and dedicates his career to helping individuals, families, and business owners build the financial security and independence. He currently holds FINRA Registrations for Series 7 and 66.

Daeyl Burrell

Daeyl Burrell joined Carter, Terry & Co. in 2017 and has worked in the industry for 39 years. She is currently the sales assistant to Sandy Leff and holds FINRA Registrations for Series 7, 9, 10, and 63.

Adam Cabibi

Adam Cabibi serves as Managing Director at Carter Terry. He brings 32 years of experience to the oversight of all structured financing activities and Portfolio Construction. From 2005 to 2010, he was also the general partner of a proprietary hedge fund called Icon Capital Partners LP, which was a micro-cap fund with a concentration in Private Equity transactions. Adam has collectively banked or participated as a principal in over 300 Private transactions and raised more than $1 Billion in debt and equity. Mr. Cabibi spent seven years with Deutsche Bank where he focused on servicing and advising middle market institutional funds, corporations, family offices and Defined Benefit plans. He has had significant success in larger structured derivative transactions and is co-responsible for the introduction and launching of Deutsche Bank’s Private Placement Insurance program. During his ten-year career at Bear Stearns he focused on concentrated equity positions as a risk management for high net worth asset allocation. Mr. Cabibi was an Electrical Engineer from the Georgia Institute of Technology and graduated with Cum Laude honors and a Bachelor of Business Administration in Finance from Georgia State University. Adam joined Carter, Terry & Co. in 2012 and currently holds FINRA Registrations for Series 7, 63 and 65.

Belfield H. Carter, III.

Belfield H. Carter III joined Carter, Terry & Co. in 2005 and is a Registered Representative. Belfield is a native of Atlanta and a graduate of the University of Georgia. While attending UGA he earned both a Bachelor and Masters Degree with concentrations in Finance and Investments. He has eight years of experience in the financial services industry and currently holds FINRA Registrations for Series 6, 7 and 63.

Paul Dranove

Paul Dranove joined Carter, Terry & Co. in 2004 and is a Senior Vice President. He holds FINRA Registrations for Series 3, 7 and 63.

David Frommer

David Frommer joined Carter, Terry & Co. in 2012 and brings 30 years of structured and institutional financing experience to the firm. He spent 4 years structuring and placing PIPE transactions at Hartsfield Capital Securities. Prior to Hartsfield Capital, he spent 4 years at Global Capital Advisors serving various functions in their private placement group. In 1993, he was Vice President at Josenthal Lyon and Ross, a NYSE member firm and worked with high net worth individuals. From 1989-1993 he was an account executive with Bear Stearns, servicing high net worth clients in equities and asset management. He began his career in 1987 at Thompson Mckinnon Securities as an account executive. He holds FINRA Registrations for Series 7 and 63.

Rita H. Garaffo

Rita Garaffo joined Carter, Terry & Co. in 1995. Throughout her working career, Ms. Garaffo has held senior administrative positions in the investment, insurance and automotive industries. Currently her responsibilities include serving the administrative needs of the President and acting as the firm liaison with outside service providers.

Keith Gil

Keith Gil is a Registered Representative and joined Carter, Terry & Co. in 2015. He holds FINRA Registrations for Series 7 and 63.

Jeff Haspel

Jeff Haspel is originally from New Orleans and graduated from The University of Oregon in 1975 with a Bachelor of Science degree. He has been with Carter, Terry & Co. since 2017 and holds FINRA Registrations for Series 7,63 and 65.

Bennett B. Herzfeld

Bennett B. Herzfeld is a Vice President of Investments for Carter, Terry & Co. He received his Bachelor of Business Administration from the University of Miami and moved to Atlanta in 1964. He has been in the brokerage business for 43 years. Prior to joining Carter, Terry & Co. in July 2006, he was associated with Bache, Lehman Brothers, and UBS Financial Services. He holds FINRA Registrations for Series 1, 63 and 65.

Eric Jones

Eric Jones is a Vice President of Investments at Carter, Terry & Co. He graduated from the University of Georgia- B.A. Pre-Law, Political Science. He began his career in 1981 in Atlanta with Dean Whitter/Morgan Stanley and was with them for 24 years and was with Ameriprise for 9 years. He joined Carter, Terry & Co. in February of 2014 and holds FINRA Registrations for Series 3, 7, 8, 31, 63, 65, and 66.

Craig Leff

Craig Leff is a Registered Representative with Carter, Terry & Co. He is a native of Atlanta, Georgia and graduated from Georgia State University. He holds FINRA Registrations for Series 7 & 63.

Sandy Leff

Sandy Leff joined Carter, Terry & Co. in 2016 and is a Senior Vice-President. He holds FINRA Registrations for Series 3, 7, 63 and 65.

Lena Lorenzi

Lena Lorenzi joined Carter, Terry & Co. in December 2013 and serves as a registered sales assistant working with Financial Consultants both inside and outside of the office. She graduated from University of Alabama with a Bachelor of Arts in Communication. She holds FINRA Registrations for Series 7 and 66.

Tanya L. Magnon

Tanya L Magnon, Vice-President of Investments, started her career as a Limited Partnership Trader with Chicago Partnership Board, Inc. in 1994. She graduated St. Joseph’s College, Renssalaer, IN, with a double-major in Marketing and Finance in May,1993. She has 24 years experience in the financial services industry and currently holds FINRA Registrations for Series 7, 63, 66 and Life, Health, and Annuity licenses. Prior to joining Carter, Terry & Co. in 2009, she worked for A.G. Edwards, Prudential, and Oppenheimer.

Wayne Malone

Wayne Malone joined Carter, Terry & Co. in 2003 and is a graduate of the University of Alabama with a Bachelor of Science in Banking and Finance and the Program for Management Development at Harvard Business School. He served as a National Bank Examiner with the U.S. Treasury Department for four years and President/CEO of a commercial bank for twelve years. Wayne is a licensed investment banker and specializes in private investments for “Accredited Investors”. He currently holds FINRA Registrations for Series 7 and 63.

William Martin

William Martin is a Registered Representative and joined Carter, Terry & Co. in 2004. He holds FINRA Registrations for Series 7 and 63.

Lauren Monce

Lauren Monce is a Sales Assistant and joined Carter, Terry & Co. in 2017. She graduated from Eckerd College with a Bachelor of Arts in International Business.

George Moore

George Moore joined Carter, Terry & Co. in 2014 and is a Vice-President of Investments. He holds FINRA Registrations for Series 1 and 63.

Chesley Morton

Chesley Morton joined Carter, Terry & Co. in 2013 and is a General Securities Principal and Registered Options Principal. He holds FINRA Registrations for Series 4, 7, 24, 63 and 65.

Robert L. Nagle

Robert Nagle joined Carter, Terry & Co. in 2005 and is a Vice President of Investments. He is a native of Atlanta, Georgia and a graduate of the University of Georgia (BBA) and Atlanta Law School (J.D.). He has had 19 years of experience in the investment industry. He holds FINRA Registrations for Series 7 and 63 and Variable Life and Health Insurance licenses.

Barry Pearl

Berry Pearl joined Carter, Terry & Co. in 2004 and is a Vice-President of Investments. He holds FINRA Registrations for Series 4, 7, 24, 53, 55 and 63.

JoAnn Penovi, CFP®

JoAnn Penovi has over 19 years experience in the Financial Industry. After receiving her Accounting degree from Auburn University, she went on to become an accountant for a Fortune 500 company, an Internal Auditor, and a Financial Analyst. In 2007, after seven years as a Financial Advisor, JoAnn attained the prestigious designation of Certified Financial Planner™.
JoAnn works with individuals and small- to mid-size businesses for retirement planning, investing, cash management, and liability management, to name a few. Using a holistic approach, JoAnn helps guide her clients to financial goals, while monitoring and minimizing risk.
JoAnn is active in the Atlanta community. She currently serves as President of Georgia Executive Women’s Network and is past chair of the Women’s Legacy of Dekalb for United Way of Metro Atlanta. She also serves in leadership positions at Collins Memorial United Methodist Church. JoAnn joined Carter, Terry & Co. in 2009 and currently holds FINRA Registrations for Series 7 and 63.

Len Perkins

Len Perkins is a Financial Registered Representative with Carter, Terry & Co. After graduating the University of Georgia in 1966, he worked for Merrill Lynch, Prudential, and Wachovia. He started working for Carter, Terry & Co. in December 2002. He currently holds FINRA Registrations for Series 7, 8, 65 along with Life Insurance and Variable Products licenses.

John Phillips

John Phillips has been with Carter, Terry & Co. since 2017 and is a Vice President of Investments. He holds FINRA Registrations for Series 6, 7, 24, 63 and 65.

Mark Pitman

Mark Pitman joined Carter, Terry & Co. in 2017 and has been a top sales executive in the investment and securities industry for over 25 years. Previously, he was responsible for training a sales staff and growing a small regional firm into a national broker-dealer. To help service clients, he has worked on large investment banking private placements, IPO’s, secondary offerings and income oriented real estate investments. He specializes and focuses on concentrated equity positions as a risk management for high net worth accredited investors. He holds FINRA Registrations for Series 7, 24 and 63.

Robert Pollack

Robert Pollack joined Carter, Terry & Co. in 2011 and is a Senior Vice-President of Investments. He holds FINRA Registrations for Series, 7 and 63.

Amer Rathore

Amer Rathore joined Carter, Terry & Co. and is a Senior Vice President of Investments. He is a graduate of Syracuse University with a Bachelor of Arts in English and Textual Studies. Since 1996, Mr. Rathore has served in the investment business providing investment advice and financial services to ultra-high net worth families, individuals, entrepreneurs, foundations and endowments. He holds FINRA Registrations for Series 7 and 63.

Sharon Riddle

Sharon Riddle is a Sales Assistant and joined Carter, Terry & Co. in 2016. She graduated from Valdosta State with a Bachelor of Arts in Sociology/Psychology.

Richard A. Rousseau

Richard A. Rousseau, Vice President of Investments, joined Carter, Terry & Co. in 2005 and has been in the securities industry for 12 years. He has 20 years prior banking experience as a Vice President of Operations and Branch Administration in Rochester, New York and Portland, Maine. He is a graduate of the NAMSB Brown University Graduate School of Banking and the Dean Witter training program for financial advisors. He holds FINRA Registrations for Series 7 and 63, as well as Variable Life and Annuity, Health, Property and Casualty Insurance Licenses.

Matthew J. Smith

Matthew J. Smith, a FINRA Registered Principal, is a financial advisor for Carter, Terry & Co. A New Hampshire native, Matthew is a Brown University honors graduate with a double major in Health and Society and Organizational Behavior and Management. His career includes advising for Raymond James Financial and playing professional basketball. He currently holds FINRA Registrations for Series 7, 24, 63, and 66, as well as Life, Accident and Health Insurance licenses.

Daniel Spine

Daniel Spine serves as Director of Mining and Materials Strategist for the Investment Banking division at Carter, Terry & Co. Bringing more than 30 years of market expertise, Daniel’s understanding of investments began with hands-on experience starting in 1984 as a floor reporter on the American Stock Exchange and later working for Drexel Burnham Lambert & Co.’s floor operations there. He later formed Diversified Equity Investments, LP, a long/short small-cap. hedge fund for which Daniel served as Managing Partner and Chief Investment Officer from 1999-2010. During this time, Daniel developed an expertise in analyzing and investing into energy, mining and materials companies, which allowed Diversified Equity to achieve a cumulative 357% return from 1999-2007, a greater than 20% CAGR. In 2012 his credentials in the mining sector led him to be tapped as the initial CEO of Alabama Graphite Corp., A TSX-listed mining exploration company where he served until December of 2015. Daniel graduated Summa Cum Laude with a Bachelors in Business Administration (Finance) from Georgia State University and is a member of Beta Gamma Sigma and Phi Kappa Phi and has a Masters in Business Administration from the University of Georgia (’99). Daniel joined Carter, Terry & Co in 2017 and holds FINRA Registrations for Series 7, 63 and 65.

Don Spivey

Don Spivey is a Vice President of Investments with Carter, Terry & Co. in Camden, South Carolina. Don graduated from the University of South Carolina with a Bachelor of Science in Business Management. He has been a financial advisor for over 30 years. Don holds FINRA Registrations for Series 7 and 63 along with Life, Health Insurance and Annuity licenses.

Paul Thieleke

Paul Thieleke is a Vice-President of Corporate Finance/Investments and joined Carter, Terry & Co. in 2013. He holds FINRA Registrations for Series 7, 8 and 63.

John Timberlake

John Timberlake, a graduate of Auburn University, joined Carter, Terry & Co. in 2016 and serves as Investment Advisor with the title of Vice President of Investment Banking. John focuses primarily on value investing in low price/sales ratio equities, special situations, and event-driven scenarios. Prior to joining Carter, Terry & Co, he held the title of Vice President and worked as an Investment Advisor for SunTrust Investment Services in their Equity Trading department from 2013-2016. John holds FINRA Registrations for Series 7, 63, and 65. He also holds his Georgia insurance license qualified for Accident and Sickness, Life, and Variable Products.

Leah True

Leah is a Sales Assistant and joined Carter, Terry & Co. in 2015. She graduated from Mercer University with a Bachelors of Arts degree in Communication.

Emily VanWingerden

Emily VanWingerden joined Carter, Terry & Co. in May 2011 and currently serves as the Operations Manager. She graduated from Liberty University with a Bachelor of Science in Business Management, a Bachelor of Science in Industrial/Organizational Psychology, and a Master of Business Administration. She holds FINRA Registrations for Series 7, 24 and 66.

Graham Wickham

Graham Wickham joined Carter, Terry & Co. in 2010, as well as owning Wickham Financial & Insurance Services. He graduated from Western Carolina University with a Bachelor’s Degree in Economics. Graham is a member of the Kiwanis Club of Marietta and the Cobb County Chamber of Commerce where he participates in the CEO Round Table and is a Partner in Education. He currently holds FINRA Registrations for Series 7, 24, 63 and 66 registrations.

Trava L. Williams

Trava L. Williams is a Senior Vice President and Manager of the Birmingham office of Carter Terry & Co. Mr. Williams is a graduate of the University of Alabama with a Bachelor of Science in Corporate Finance. He has been in the financial services business since 1994 and has been with Carter Terry & Co. since 2004. He currently holds FINRA Registrations for Series 7, 24, 28, 53 and 63. In addition, he holds Life, Health, Property and Casualty Insurance licenses.

Mike Wright

Mike Wright, Vice President of Investments, graduated from West Georgia College. He has been in the investment business since 1982 and worked for Raymond James Associates for 8 years before joining Carter, Terry & Co. in April 2002. He holds FINRA Registrations for Series 7 and 65.

Contact Us

Carter, Terry & Company, Inc. Carter, Terry & Company, Inc. Carter, Terry & Company, Inc.
3060 Peachtree Rd, NW Suite 1200, Atlanta, GA 30305
Phone: 404-364-2070404-364-2070   •   FAX: 404-364-2079